Why is dental insurance important

When children have oral pain, parents may take time off work to care for them. Parents and caregivers should take time to teach children how to take care of their teeth. As soon as teeth erupt from the gums, gently wipe around them using clean, damp gauze. As more teeth emerge, help children brush their teeth twice a day.

Use a toothbrush style that fits in their hand. For children ages 3 to 6, use a pea-size amount of fluoride toothpaste. Teach children to spit out the toothpaste vs. By age 10, children can usually floss their teeth on their own. Parents and caregivers who have dental insurance for their families are more apt to use their plan. Plus, the dentist will make sure children are brushing and flossing correctly. Ask the dentist to talk about nutritious foods that help keep teeth healthy, too.

Offer employees resources to help them teach their children good oral care habits, such as oral care tips and a video on proper brushing techniques. Want the latest and greatest from our blog straight to your inbox? Subscribe today for a periodic email with our latest posts. But shopping for a dental plan—or any type of healthcare coverage, for that matter—can be an intimidating process.

There are endless options to choose from with different types of plans, levels of coverage and costs. Even when you think you know what type of plan you want, the paperwork can be full of unfamiliar terms and acronyms that make the terms of the plan hard to understand.

Dental plans also function differently than most health insurance plans, adding another layer of complexity to the process. Email Print Share. Dental Benefits: Paying for Dental Care Good oral care habits are about more than just your teeth—a healthy mouth means a healthy body. For example, acid erosion on the tooth enamel could indicate gastro-esophageal reflux disease GERD , whereas frequent mouth infections and gum disease might indicate diabetes.

Because dental health is so important, dental insurance is also important because it provides you a means to pay for both preventative and acute care. Additionally, when the survey factored in the cost of insurance premiums, those with insurance and those without spent approximately the same amount on basic dental care. However, where dental insurance is crucial is in helping cover the cost of major dental care.

Those without dental insurance usually experienced a greater variability in dental costs than those with insurance. That is, those with insurance tended to have more consistent pricing on dental care, while those without did not and were more likely to have higher costs.

Additionally, individuals with dental insurance have been found to be more likely to go to the dentist for preventative care and are more likely to seek medical attention for acute dental issues. Those without dental insurance tend to wait until the last minute, which can also result in more health issues and more expensive care.

Participation in dental plans provides a low-cost way or employers to provide a more robust book of benefits to employees.