Once you have completed all sections, uploaded your documentation, and completed all steps to the PDF and disclosures, you will receive an email notifying you that Habitat has received your documentation. Please allow 24 hours before contacting Habitat to see if we received it. You may not sign, agree or certify on behalf of anyone who is required to sign and certify on the application. On the pre-application, the applicant and co-applicant will have to sign, agree and certify.
On the full application, the applicant, co-applicant and all household members 18 and over must sign, agree and certify for themselves. Please read all disclosures before you sign, agree and certify. Depending on your internet, you might have to refresh the screen if it is taking 3 minutes or longer to generate the PDF. Read more. Join us for a virtual Habitat's Homeowner Orientation and learn about our Homeownership program including current and future homeownership Privacy Policy Sitemap.
Homeownership Four Walls. Endless Possibility. Why Homeownership? Apply Interested applicants can follow the steps below and access the pre-application. Read Program Guidelines These guidelines outline the basic criteria needed to qualify for our program Attend an Orientation Orientations are free, hour-long classes that cover everything you need to know about becoming a homeowner with Habitat.
Complete the Pre-Application Interested applicants can either submit a pre-application online or by downloading a pdf version to print and submit by mail. Our pre-application confirms your household meets our basic program guidelines. The main areas we review are income, credit, U.
Frequently Asked Questions. Habitat will verify applicant s status of legal residency by obtaining a copy of one of the following: U. Birth Certificate U. Naturalization Certificate U. Passport Permanent U.
Do I qualify? How much will my mortgage cost? Can I rent my home to other people? Do I need to be employed? Does Habitat for Humanity provide emergency housing assistance or rental assistance?
No, but we can refer you to other programs that may be able to assist you. How do I get a house? How long does the process take? Can I sell the house? What are sweat equity hours, and how many do I have to work? Why do you pull my credit? What documentation will I need available when I apply online? At the time of completing the pre-application online, you will need to upload at minimum: All household members to provide the most recent 3 pay stubs for all sources of income employment, pension, child support, alimony, EDD, SSI, disability, etc.
Proof of U. To schedule a pick-up please call : X 10 Email: restore patuxenthabitat. You are here Home Homeownership. How much does a new construction Habitat house cost? How much are the monthly payments?
How does a Habitat mortgage work? Do I have to work to help in the construction of the house? Do I need to know anything about construction? Can I start my sweat equity hours whenever I want? How long does it take to get a Habitat house? Where does Patuxent Habitat build? Do you have to be Christian to become a Habitat homeowner? Do you have to have a job to become a Habitat Homeowner?
Do you have to be a US citizen to become a Habitat homeowner? You must be either a US citizen or permanent resident to qualify for a Habitat house. What if I have a lot of debt? Can I qualify if I am handicapped?
When is the next Application Orientation Workshop meeting? Interest form can be found here. Subscribe to Our Mailing List. First Name. Yes, an approved family has to commit to working a minimum of hours toward the purchase of its new home. Of those hours, 75 may be given by anyone that will not be living in the home. Can I use my section 8 voucher? However, it is the responsibility of the homebuyer to work with Durham Housing Authority to ensure your continued eligibility.
Please note that your voucher assistance is not guaranteed to supplement your mortgage payments. Should your voucher cease at any time, you are responsible for the full payment. Can I apply if I own a business? Your complete income tax records for the previous two years will be evaluated closely to ensure that you meet the income minimum and do not exceed the maximum income for your family size.
If I already own my home and it need repairs, can Habitat fix it up? We have a repairs program that may assist you with urgent repairs to your home. Priority is given to senior citizens and disabled individuals with low income. However, any Durham County resident can apply.
You must meet our qualifications. For more information on how to qualify and apply for the Repair Program, please click here.
Has Habitat ever foreclosed on a house? Yes, unfortunately, we have. You will purchase your home from us, and we expect you to make timely monthly mortgage payments. If you do not make your payments for three consecutive months or more, Habitat may begin foreclosure.
Your payments are important because they help fund homes for future families.
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